How Much Is Insurance For A Restaurant In Canada?
It’s estimated that restaurants serve more than 18 million1 Canadians each and every day which is a reason why “How much is insurance for a restaurant in Canada?” is a frequently asked question by those who work in the business as well as people who are starting up everything from food trucks to craft beer pubs to haute cuisine establishments. Regardless of the type of restaurant, complex risk happens whenever food and beverage is served and/or delivered to patrons and that’s why understanding “How much is insurance for a restaurant in Canada?” is critically important. Across Canada, ALIGNED Insurance brokers are experienced in delivering the restaurant insurance solutions that owners and operators need.
Get ALIGNED With More Choice “How Much Is Insurance For A Restaurant In Canada?”
With Canadian restaurants ranging from inexpensive and informal to exclusive, fine dining establishments serving Michelin quality food and vintages as well as everywhere in between, understanding restaurant risk is the first step in determining “How much is insurance for a restaurant?”. Insurance for a restaurant is specifically tailored to address the unique needs of each particular foodservice establishment. When you are looking to get insurance for a restaurant, you’ll learn that restaurant insurance in Canada generally includes the same coverage provided by many commercial properties and general liability policies, as well as coverage for the liability arising from the serving of alcohol. Ultimately, the cost of insurance for a restaurant in Canada will be determined based on the specific risks inherent in a restaurant’s operations.
Insurance For A Restaurant – Common Risks
A patron falls down a flight of stairs or slips, trips and falls at your establishment. After consuming alcohol at your restaurant, a patron is involved in an at-fault collision in which alcohol is determined to be a contributing factor. Other common restaurant insurance claims may include:
- Food poisoning
- Scalding
- Broken teeth
- Choking
- Puncture wounds
- Auto collisions
With so many potential risks, the need to get insurance for a restaurant is of critical importance from day one of planning.
Where Can I Get Insurance For A Restaurant – Types of Restaurants
With going out to a restaurant now the number one preferred way Canadians spend time with family and friends, restaurant liability insurance is critical for any dining establishment. Food and beverage organizations that need restaurant insurance may include:
- Coffee shops
- Fast food diners
- Food trucks
- Micro-breweries
- Nightclubs
- Pubs
- Reception halls
- Wineries
Get Insurance For A Restaurant – Here’s How…
When our brokers hear the question “Can I get insurance for a restaurant in Canada?” they know that there are many restaurant business insurance coverages to consider. From coast-to-coast-to-coast, we have considerable experience in supporting and assisting owners and operators of restaurants in Canada with securing:
- Commercial General Liability Insurance
- Cyber Liability & Privacy Insurance
- Employment Practices Liability (EPL) Insurance including sexual harassment coverage
- Crime Insurance
- Small Business Auto Insurance
- Small Business Employee Theft Insurance
- Property Insurance
- Umbrella Liability Insurance
- and more…
To Find Out More About How How Much Is Insurance For A Restaurant In Canada? Or To Get A Quote For Insurance For A Restaurant In Canada Connect With One Of Our Canadian Business Insurance Brokers Today at 1-866-287-0448
Source: 1Restaurants Canada
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ALIGNED Across Canada 100% Canadian owned, ALIGNED is a premiere insurance brokerage that serves nearly 1,400 clients across the country. As experts in delivering business insurance Canada solutions and consistently recognized as one of the best business insurance brokers in Canada, ALIGNED’s offices in Toronto, Calgary and Vancouver are supported by a national operations centre in Cambridge, Ontario. Uniquely within the industry, ALIGNED business insurance brokers create, negotiate and deliver the best business insurance and risk management strategies/solutions to organizations like yours. As one of Canada’s fastest growing insurance brokerages, we invite you to learn more about us and connect @ALIGNEDonRisk, on Facebook or LinkedIn. |
