Engineers Insurance Canada Overview

Engineers Insurance Canada Overview

Engineers def: design materials, structures, and systems while considering the limitations imposed by practicality, regulation, safety, and cost.[1][2] The word engineer is derived from the Latin words ingeniare (“to contrive, devise”) and ingenium (“cleverness”).[3][4]  Source: Wikipedia

Professional Liability Insurance for Engineers

The professional liability insurance facing in the engineering industry is very diverse and varied, very much like the industry itself. Whether an engineering firm is a small, single practitioner operation or a multinational, multidisciplinary firm, it is important to ensure that the right engineer’s insurance policy is in place. The coverage provided by engineers insurance is very similar to that of other professional liability insurance policies but is tailored to the unique needs of engineers.

Who Needs Canadian Engineers Insurance?

  • Insurance For Architectural Engineers
  • Insurance For Electrical Engineers
  • Insurance For Architects
  • Insurance For Civil Engineers
  • Insurance For Structural Engineers
  • Insurance For Environmental Engineers

What Does Engineers Insurance Cover and How Do I know I have The Right Coverage?

Today’s society is one that is quick to point blame, and therefore it is paramount to ensure that you have the right coverage in place to protect you, your business, and your reputation against allegations of negligent acts. It is important to have professional engineer’s insurance as it will provide financial protection against these threats, whether or not they hold any merit and include the costs to defend allegations against you and/or your organization.

Real Canadian claims examples to illustrate the need for engineers insurance;

  • Design error contributes to loss
  • Structural Engineer’s failure to prepare field notes as project manager leads to claim
  • Pre-purchase inspection reveals structural calculation errors and leads to the large damages claim
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